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DIVORCE SURVIVAL GUIDE
A DOZEN STEPS YOU CAN TAKE TO PROTECT YOURSELF
1. COPY DOCUMENTS.
As soon as you suspect your spouse may want a divorce, as soon as you
believe you may want a divorce, or as soon as divorce appears a real
possibility, make or obtain copies of all documents relating to all bank
accounts, investment accounts, retirement accounts, and any deeds for
real property. Also copy titles to cars, boats and/or recreational
vehicles. Copies of credit card statements with the balances, as well
as copies of all bills are invaluable when you consult with an
attorney. Also, these documents become important later when determining
the value of your property at the time of separation.
2. SEEK OUT THE
APPROPRIATE PROFESSIONAL. If one or both of you are in need of
counseling, see your pastor, a psychologist, or a marriage counselor.
If you have personal issues such as alcoholism, drug abuse, or a
physically abusive relationship, seek out the appropriate treatment and
counselors. Seek out legal advice from attorneys. Do not accept legal
advice from friends, neighbors, drinking buddies, your mother, or your
Aunt Matilda. Do not get your advice from your spouse or your spouse’s
attorney.
3. GET LEGAL
ADVICE EARLY. As soon as you suspect divorce may be on the
horizon, get advice. Once there is any indication that you or your
spouse may want to be separated or divorced, consult with an attorney.
Timely legal advice can save you money and heartache in the future.
4. DO NOT SIGN.
Do not sign any handwritten or typed documents offered by your spouse or
your spouse’s attorney without consulting an attorney yourself. While
agreements executed by way of fraud or undue influence are subject to be
overturned, the presumption is that the agreements are valid once
signed. You can save yourself time, money, and heartache by getting the
appropriate legal advice BEFORE signing any documents.
5. FULL
DISCLOSURE. Full disclosure to your attorney is
necessary for meaningful consultation or legal representation. Many
times clients find themselves disappointed with advice that they have
received from an attorney because the client told the attorney only
information that they thought was helpful or in their best interest. If
your separation or divorce involves facts that are less than flattering
or may be damaging, not telling your attorney will only hurt you. A
court hearing to determine visitation is not the time for your attorney
to find out that you have had a drinking problem or that you have been
arrested for domestic violence.
Likewise, if you
suspect your spouse is having an affair, do not fool yourself by denying
the fact that your spouse would become involved with someone else.
There are many occasions where clients have said that their relationship
with their spouse has just gone cold and they want a separation. Then,
once a separation agreement is executed without alimony, the truth comes
out. The day after the agreement is executed, the “unhappy” spouse
moves their lover into the former marital home. The spouse in denial is
now embarrassed, furious, and without legal recourse. This could have
been easily avoided by making a full disclosure to the attorney and
pursuing all benefits to which the aggrieved spouse was entitled.
6. PHYSICAL ABUSE.
If you are the victim of a physically abusive or dangerous relationship,
avail yourself of the protection offered by the law, the courts, and
community programs. It is illegal for someone to assault their spouse.
Do not let a spouse abuse you then talk you out of calling for help.
While it is more common for the man to assault the female, there have
been many instances where the female has assaulted the male. Then, due
to ego, he fails to avail himself of the legal system and suffers the
consequences. For instance, if a wife has a drinking problem and hits
her spouse, if he fails to use the legal system, then he sets himself up
to be the fall guy. When she hurts herself drinking, comes to and
decides that he pushed her down, he will be hard pressed to prove
otherwise in court. Likewise, hollow promises about “it will never
happen again” are usually just that, promises and not a true statement
of fact. Get help immediately.
7. FRAUDULENT
DOMESTIC VIOLENCE CLAIMS. Beware your spouse claiming a
domestic violence act against you in order to gain the upper hand in the
divorce. Usually this occurs when one spouse resorts to unscrupulous,
dishonest, or at the very least, wildly exaggerated allegations against
the other. It is not unheard of for the female spouse to use this
against the male spouse. What happens is, the parties are alone and get
into a heated argument. Sometimes there is physical contact initiated
by the female spouse who has heard of this great plan to get rid of her
husband or sometimes there is no physical contact at all. Then the
matter escalates and either gets loud enough that the neighbors call the
police or the devious spouse will call the police and report that they
have been assaulted, harmed, or are in fear for their life. Despite all
protests to the contrary, if there are no independent witnesses, the
police will take an assault charge out against the male. Furthermore,
if the spouse is willing to lie to the police, they will probably also
go down to the court and take out a domestic violence action, getting a
Temporary Order ordering their partner removed from the home with just
their personal effects.
Allow
me to be clear. I believe that any time domestic violence occurs there
should be action taken. However, this law is often abused.
Do not
allow yourself to be alone with your spouse if you suspect that they are
the type of person who would file a fraudulent claim against you. This
happens with alarming frequency. Many people say, well of course no one
will believe him/her, I have never done anything. Dream on!! A court
official in Charlotte, North Carolina explained to me one time why once
an allegation of domestic violence was made, unless there was proof to
the contrary, the aggrieved party, especially if the party was a woman,
was going to receive a Domestic Violence Restraining Order. His
statement was along the lines that “would you want to be the official
who failed to give someone a protective order and then have that person
killed or seriously injured by their spouse”. The fact is that caution,
good intentions, or political considerations will result in a Domestic
Violence Order being issued removing an alleged abuser from the home in
most cases with only the testimony of the victim, even if there is no
evidence of injury and without independent witnesses.
8. AFFAIRS.
If you are having an affair, resolve your marital issues first, not
second. When I was a “green” attorney, a golfing buddy came to me for a
separation agreement. He and his wife had been unhappy for quite
sometime but had continued to stay together for the benefit of their
young children. We discussed the case and he never brought up that he
was involved with anyone else. It was also clear that the other spouse
wanted a separation. Her attorney told me that they would not be able
to review the separation agreement until the following week because the
wife was going to the beach with her mother for the weekend. While his
wife was gone, my buddy checked into a motel with his girlfriend and the
wife’s private investigator recorded a great video. The private
investigator had of course requested the wife leave town so he could get
proof of adultery. The following week my friend executed a deed to the
marital home to the wife in lieu of alimony. Enough said.
9. DEAL WITH YOUR
CHILDREN. There are two schools of thought as to what is best
for the children. One school of thought is that parties should stay
together for the benefit of the children no matter what. The second
opinion is that the children are intelligent enough to know that they
are not in a happy home and it is better for their development if they
are not in a high stress, high conflict environment.
Many
times people get separated without giving much thought to their
children’s lives. If you have children and are not the custodial
spouse, you will be obligated to support them financially until eighteen
(18) years of age. (I suspect that this age will increase to include
college sometime in the future.) The children will be living with one
spouse or the other. Lifestyle modifications will have to be made to
allow for visitation and holidays. Normally holidays are alternated
with the Christmas holiday being divided into two parts. This means
that trips may not occur on the same dates as before and sometimes your
children will not be with you. Talk to your children as soon as your
separation becomes fact and explain that the issues are between the
parents and not with the children. Also explain to the children that
you love them. I always encourage my clients to cooperate, if possible,
with the other spouse in matters involving children. This of course
does not apply if there is a dangerous or unfit parent involved or if
the parents cannot get along.
10. THINK AND
RESPOND. Think and respond to situations, do not react
emotionally. Often times my clients come to me after an argument with
possession of information that could have been invaluable to them. For
instance, someone sees their spouse out with another person with whom
they were having an affair. Instead of thinking, my client confronts
the unfaithful spouse, makes a scene, and either (a) loses their
advantage; or, (b) winds up in jail for some type of criminal assault.
Guess what? My clients do not feel better and they lost their
advantage. It is extremely important to remember that divorce is
emotionally trying for even the most balanced and stable person.
Divorce, even if you wish to be out of a relationship, can tax your
ability to think rationally and respond in an appropriate manner. My
psychologist friends tell me it takes between six and eighteen months
for most people to come to grips with the emotional aspects of divorce.
Also, this six to eighteen months starts at different times for the two
spouses. If you are the person wanting the separation and have been
thinking about it and preparing yourself mentally, your adjustment
period will end sooner than the other spouse. If you are the spouse who
comes home at the end of the day to find the house emptied you are just
at the starting point and have a lot of adjustment ahead.
11. A FRIEND AND
CONFIDANT. Lawyers provide legal advice and deal with the
issues involving court. If you have a pastor or a good friend who is
not closely involved in your domestic situation, they would be a good
resource to access. One sure way to keep your legal costs high is to
call your attorney every time you become either upset or concerned about
your divorce. Calling a lawyer to vent or complain about the other
spouse is expensive and wasteful. While most attorneys I know will
gladly take your call anytime, calls not based upon need for legal
advice, but frustration, anger, anxiety, or fears are unnecessarily
expensive. For example, one client would call me almost every day to
discuss her domestic issues. Luckily she was quite wealthy and could
afford the attorney’s fees she incurred. Even after I advised her she
would be better served discussing the emotional aspects of her case with
someone else, she indicated that she wished to talk with me and did not
mind paying for it. This is a luxury that most of us cannot afford.
12. FOLLOW YOUR LAWYER’S ADVICE.
In no area of law have I seen people harm themselves more than in
domestic cases. Often, after competent and sound legal advice, clients
make fools of themselves or damage their case. Friends, family,
well-meaning neighbors, and co-workers, even if they have been through a
divorce, all have certain misconceptions about the law and what one
should do in a divorce. Do not be misled and do not follow second hand
advice. If you have confidence enough in an attorney to retain one,
then get what you pay for and follow his advice. If your attorney
advises you not to be alone with your spouse because he feels there is a
risk, then listen to your attorney. Do not do something because cousin
Joe says it is a good idea. You will be the one to pay the price.
13. BONUS.
Make your first call to Todd E. McCurry, Attorney at Law. I have been
practicing domestic law since 1987. I have experience with thousands of
domestic cases. I can help you!
This website and its contents
are for informational purposes only and are not to be construed as legal
advice or as creating an attorney-client relationship. For more
information or to contact Attorney McCurry, call 910-772-1254 or email
at
todd@toddemccurry.com
or
lawyertm@bellsouth.net.
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